Bountiful Wealth

We spend our life planning for what lies ahead. But it's also important to plan what we leave behind.

Selecting appropriate insurance cover to complement your overall financial plan is important. Life, total and permanent disability, trauma, and income protection insurance are all options to consider, and we can help you structure them, so they do not restrict your cash flow. A professional financial adviser can facilitate these discussions, help younger generations learn vital money skills and assist you in planning what you leave behind.

Types of insurance

There are a few different types of insurance that you should consider, based on what matters to you and what you would most like protected if you were to suffer illness, injury, disablement, or premature death. It's best to discuss insurance options with our Financial Advisers as they can tell you what different types of insurance policies are available, what they cover, and how to structure them in your overall financial plan, based on your individual situation and goals.

The types of insurance policies you may discuss are:

Life insurance
Total and Permanent Disablement insurance
Income Protection insurance
Trauma insurance

The benefits of an insurance policy

Family first

You and your loved ones count on your income to enjoy a certain standard of living, which is why insurance is particularly important if you have dependents. It means the people who matter most in your life are protected from financial hardship if you could no longer earn an income.

Less stress

Unforeseen illness, injury, permanent disability, and death - it is not nice to think about, but it does happen. If it happened to your family, it would probably be an extremely challenging time, wrought with emotional stress, and even grief. With personal insurance in place, the financial stress can be reduced, allowing you to focus on getting well, and rebuilding your life.

Financial security

Illness, injury, and disablement do not come cheap. If you needed funds to recover from illness or injury, would you have enough disposable income to cover medical bills whilst still paying your household expenses? Could you modify the home if need be? Would you want access to the best medical cover, treatments, and rehabilitation options?

Insurance provides financial security so your life can continue with as much normalcy as possible, whilst you seek the best care available.

At a time when everything else seems out of control, it is good to know your financial security isn't!

Estate planning can help protect your assets and avoid unfavourable outcomes or disputes. We work closely with your solicitor and accountant to develop an estate plan that protects your loved ones, long after you're gone.

One of the key aspects of estate planning is the preparation of a Will. A Will is a legal document which implements your wishes for the distribution of estate assets upon your death. It's usually more appropriate for a solicitor to draft a Will, rather than using a Will kit, we can refer you to our most trusted Solicitor's.

Once your plan is in place, it's easy to keep it updated with the inevitable changes that occur in your life from year to year. A simple regular review can keep your plan relevant and accurate.

OUR TEAM

WHY US

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As you would probably realise my wife and I find money discussions quite stressful. Both of us found yesterday and our last discussion not only extremely helpful but comfortable and definitely built trust and confidence. We are very happy with the professionalism and service.

Peter Cox

Bountiful wealth has been looking after our pension fund for a number of years now. They provide an efficient and personal service which cannot be faulted, including home visits on a regular basis to keep us up to date with what is going on. We are confident that the advice Michael gives us is the best available.

Mike and Irene

I have been a client of Michael Kerr and Bountiful Wealth for over 4 years. During this time, Michael along with his very capable staff, have provided me with excellent information and service. Efficient and user-friendly details of my investments have enabled me to understand to the best of my ability and agree to the best outcomes in the marketplace. Friendly persons in the Office always answer my queries or get back to me. I would have no hesitation in recommending Michael Kerr of Bountiful Wealth as your Financial Advisor.

Denise Thorley

Bountiful Wealth was brilliant, Michael Kerr and the team sorted out my investments, insurance and fixed up my super and has built a plan for our retirement and our children. Has been a pleasure to have them manage our financial future.

Jared Ardern

Michael and the team at Bountiful Wealth have allowed my wife and myself to achieve financial security heading into retirement in a few years I’d strongly recommend their professional wealth building strategies to anyone one wanting to plan for a better lifestyle and security in later life, don’t wait start now your creation with them.

Terry Whalley

I have known Michael for a couple of decades and have found the team at Bountiful Wealth, knowledgeable, approachable, and great value for money.
Let's face it, you get what you pay for, and NO ONE can afford to get their choice of Financial Advisor wrong.

Mark White

I have been with my financial advisers since arriving in Australia in 2003 and had long and fruitful relationships with the 3 financial managers that I have had. Michael and his team are friendly, methodical, and efficient. The advice that is offered is tailored to your specific needs. In my time I have had to transfer multiple overseas pension funds to Australia, manage the sale and reinvestment of rental properties and transfer to retirement for both my wife and I due to ill health. The majority of this has happened in the last 4 years or so with Michael guiding us along the way. If you want someone with YOUR wealth as their main concern, I recommend Bountiful Wealth.

Russ Noonan

Mark has always contacted me personally whenever it is required or as a check-up. This is usually done over the phone with a follow up message by email. When I have contacted the office with a query he has always called back with the advice for the problem. When going over the information in his office, the information was well presented on the large screen in front of us. This made it easy to see what was being discussed and how it impacts on me. So far this has been very helpful in all aspects of the portfolio/superannuation. Mark is always very polite and calm when dealing with me.

Steve

With the help of a large screen, Mark made it easier for us to understand how he was going to make our investment grow.

Tony & Bev

I have Mark Smith from Bountiful Wealth as my financial advisor, and I am extremely satisfied with the services that Mark and the team provide. I would recommend Bountiful Wealth.

Narelle

Have found Mark most helpful and professional in managing my finances over the years.

Rodney

Michael and the team are very helpful and knowledgeable. Their experience as a team is evident by the speed at which they resolve any issues that arise. I would not hesitate on recommending the Bountiful Wealth team.

Kellie

Mark was recommended to me by a friend, and I found Mark very approachable & professional. Mark listened to me, answered my questions, provided financial advice and a plan for my future.

Melissa Griffiths

We spend our life planning for what lies ahead. But it's also important to plan what we leave behind.

Types of insurance

The benefits of an insurance policy

Estate planning can help protect your assets and avoid unfavourable outcomes or disputes. We work closely with your solicitor and accountant to develop an estate plan that protects your loved ones, long after you're gone.

Once your plan is in place, it's easy to keep it updated with the inevitable changes that occur in your life from year to year. A simple regular review can keep your plan relevant and accurate.

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