Bountiful Wealth

Great financial advice is designed to offer strategies that work towards your financial goals - and they must be flexible enough to change as your circumstances change. If you think your Superannuation could be working harder for you,

When investing via super, it's important to understand that there is an accumulation phase and a retirement phase. From a life stage perspective:

Accumulation phase generally coincides with the time in your life where contributions are being made to your super, and you are accumulating wealth via contributions and investment earnings.
Retirement phase generally coincides with the time in your life where you are using the wealth you have accumulated to help fund your retirement lifestyle via a retirement income stream.

Superannuation is important. It is most likely to be the biggest investment you will have in your lifetime; we can assist you in managing your Superannuation.

There are several strategies we can recommend in the years leading up to retirement to boost your super, a few examples include:

Making additional super contributions. This may be done from your before-tax income (e.g., through a salary sacrifice arrangement or personal deductible contribution) or your after-tax income (e.g., by making a cash contribution from your savings). There are limits on the amount of contributions that can be made before additional tax may apply.
Changing your investment option. If your super is invested too conservatively (e.g., mostly in cash and fixed interest investments) you could be missing out on much-needed growth potential, we can review this to ensure your investments are working for you.

Are you interested in an SMSF?

Many Australians have sought the benefits of a self-managed superannuation fund (SMSF), but it is not for everyone. Complex legislation and legal structures need to be adhered to. While there are many benefits to an SMSF, it is very administration heavy. We can explain it in more detail and help you understand if this would be an appropriate strategy for you and if so, we can help you set it up and manage it professionally.

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As you would probably realise my wife and I find money discussions quite stressful. Both of us found yesterday and our last discussion not only extremely helpful but comfortable and definitely built trust and confidence. We are very happy with the professionalism and service.

Peter Cox

Bountiful wealth has been looking after our pension fund for a number of years now. They provide an efficient and personal service which cannot be faulted, including home visits on a regular basis to keep us up to date with what is going on. We are confident that the advice Michael gives us is the best available.

Mike and Irene

I have been a client of Michael Kerr and Bountiful Wealth for over 4 years. During this time, Michael along with his very capable staff, have provided me with excellent information and service. Efficient and user-friendly details of my investments have enabled me to understand to the best of my ability and agree to the best outcomes in the marketplace. Friendly persons in the Office always answer my queries or get back to me. I would have no hesitation in recommending Michael Kerr of Bountiful Wealth as your Financial Advisor.

Denise Thorley

Bountiful Wealth was brilliant, Michael Kerr and the team sorted out my investments, insurance and fixed up my super and has built a plan for our retirement and our children. Has been a pleasure to have them manage our financial future.

Jared Ardern

Michael and the team at Bountiful Wealth have allowed my wife and myself to achieve financial security heading into retirement in a few years I’d strongly recommend their professional wealth building strategies to anyone one wanting to plan for a better lifestyle and security in later life, don’t wait start now your creation with them.

Terry Whalley

I have known Michael for a couple of decades and have found the team at Bountiful Wealth, knowledgeable, approachable, and great value for money.
Let's face it, you get what you pay for, and NO ONE can afford to get their choice of Financial Advisor wrong.

Mark White

I have been with my financial advisers since arriving in Australia in 2003 and had long and fruitful relationships with the 3 financial managers that I have had. Michael and his team are friendly, methodical, and efficient. The advice that is offered is tailored to your specific needs. In my time I have had to transfer multiple overseas pension funds to Australia, manage the sale and reinvestment of rental properties and transfer to retirement for both my wife and I due to ill health. The majority of this has happened in the last 4 years or so with Michael guiding us along the way. If you want someone with YOUR wealth as their main concern, I recommend Bountiful Wealth.

Russ Noonan

Great financial advice is designed to offer strategies that work towards your financial goals - and they must be flexible enough to change as your circumstances change. If you think your Superannuation could be working harder for you,

Superannuation is important. It is most likely to be the biggest investment you will have in your lifetime; we can assist you in managing your Superannuation.

Are you interested in an SMSF?

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